Payment security

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Security And Encryption

WorldPlay

We use the secure Internet payment solution of WorldPay, the globally acknowledged and trusted leader in secure, multilingual and multi-currency Internet payment solutions. WorldPay enables over 15,000 suppliers in 115 countries to sell to shoppers around the globe.

How secure is WorldPay?

WorldPay uses state of the art security tools and techniques, both proprietary and unique, to ensure that you are protected against what is nowadays a virtually non-existent risk. Their systems also have inbuilt system redundancy and fault tolerance, to provide you with a virtually uninterrupted service 24 hours a day, seven days a week.

How does WorldPay security work?

Using industry standard SSL, Thawte and RBS WorldPay unique encryption systems, when you fill in the payment form and click the submit button, your details are not sent straight away. What actually happens is that a secure link is set up between your browser and WorldPay. Data security between your browser and WorldPay is protected by a security protocol called Secure Sockets Layer (SSL). SSL provides data encryption, server authentication, and message integrity for a TCP/IP connection. In addition, SSL provides a security “handshake” that is used to initiate the connection.

What level of encryption is used on the WorldPay server?

WorldPay use Thawte 2048 bit encryption systems. At the browser 128 Bit SSL is used.

How do I know if security is operating? Where is the security icon?

One you get to our payment page, your internet session is encrypted because your security-enabled browser is connected to RBS WorldPay’s web site using the Secure Hypertext Transport Protocol.

Our payment page uses secure mode, and your browser will display a or security icon (or Netscape might show the “broken key” icon). Security is fully enabled and fully functioning. You can verify this by opening the payment part of the page in its own browser window. You will also see the “https://” secure protocol prefix in the URL string. URL strings beginning with “https://” instead of the usual “http://” indicate that the secure protocol is in effect.

You can also “right click” on the payment part of the screen that is secure. In Explorer, click on properties to see if the file is encrypted. On Netscape, click on page information or view frame information to do the same. You will see the Connection of something like “SSL 3.0, RC4 with 128 bit encryption (High); RSA with 1024 bit exchange” and the URL of “http://www.worldpay.com/support/index.php?page=security&c=SI”. URL strings beginning with “https://” instead of the usual “http://” indicate that the secure protocol is in effect.

Browsers that do not support SSL will be unable to access the WorldPay secure site.

Copyright © 2002 SAT CONTROL, d.o.o.

Payal

At PayPal, we put people at the center of everything we do. Founded in 1998, we continue to be at the forefront of the digital payments revolution, giving people direct control over their money. Through our innovations, we make life better for our over 152 million active registered accounts by helping people and businesses receive and make payments in more than 100 currencies in 203 markets. An eBay Inc. (Nasdaq: EBAY) company, PayPal is the faster, safer way to pay and get paid. Giving people simpler ways to send money without sharing financial information, and with the flexibility to pay using their account balances, bank accounts or credit cards, PayPal processes 9.3 million payments everyday for our customers.

Visit www.paypal-media.com for more information and follow us on Twitter, Facebook, YouTube, LinkedIn and our PayPal-Forward blog.

Company’s Founding Date
December 1998

Corporate Headquarters
2211 North First Street
San Jose, California 95131

Web Site Address
www.paypal.com

Worldwide Operations
12312 Port Grace Boulevard
La Vista, Nebraska 68128

Financials

  • PayPal has 152 million active registered accounts and is available in 203 markets.
  • PayPal helps people and businesses accept and make payments in more than 100 different currencies and withdraw money from their PayPal accounts to their bank accounts in 57 different currencies.
    People and businesses can also hold balances in their PayPal accounts in 26 different currencies including the U.S. Dollar, Australian Dollar, Canadian Dollar, Hong Kong Dollar, Singapore Dollar, Taiwan New Dollar, New Zealand Dollar, Euro, Swiss Franc, Czech Koruna, Swedish Krona, Danish Krone, Norwegian Krone, Hungarian Forint, Mexican Peso, Philippine Peso, Malaysian Ringgit, Chinese RMB, Israeli New Shekel, Pounds Sterling, Brazilian Real, Polish Zloty, Thai Baht, Turkish Lira, Japanese Yen and Russian Ruble.
  • PayPal is headquartered in San Jose, California. Its European headquarters is in Luxembourg and its international headquarters is located in Singapore.

Q2 2014 FINANCIAL METRICS

  • PayPal revenues represented 45% of eBay Inc. revenues in Q2 2014.
  • PayPal revenues for Q2 2014 were $1.95 billion, growing 20% year over year.
  • PayPal’s international business generated $986 million in revenue in Q2 2014, and international revenue grew at a rate of 19% year over year.
  • For the eleventh quarter in a row, PayPal’s international revenue represented more than half of PayPal’s total revenue.
  • PayPal’s net Total Payment Volume1, the total value of transactions in Q2 2014 was $55 billion, up 29% year over year.
  • Merchant Services net Total Payment Volume was $40.4 billion in Q2 2014, up 35% year over year.
  • Merchant Services net Total Payment Volume as a percent of net Total Payment Volume was 73% in Q2 2014.
  • On-eBay net Total Payment Volume was $14.7 billion in Q2 2014, or 27% of net Total Payment Volume.
  • PayPal transacted $7,001 in Total Payment Volume every second in Q2 2014.
  • PayPal customers made 850 million transactions2 in Q2 2014, or 9.3 million payments every day.
  • PayPal maintains a very low loss rate – 0.28% or less than one third of 1%.
  • Braintree had 70.6 million cards on file for single-click/repeat purchase in Q2 2014.
  • Braintree’s authorized payment volume grew 28.8% quarter over quarter in the second quarter of 2014.
  • Venmo’s Total Payment Volume in Q2 2014 was $468 million, and grew 49% quarter over quarter.

2013 FULL-YEAR FINANCIAL METRICS

  • PayPal’s 2013 annual revenue was $6.6 billion, up 20% year over year on an FX neutral basis.
  • PayPal’s international business accounted for more than half of total revenue in 2013.
  • PayPal’s revenues represented 41% of eBay Inc. revenues in 2013.
  • PayPal’s net Total Payment Volume for 2013, the total value of transactions, was $180 billion, up 24% year over year on an FX neutral basis.
  • PayPal’s Merchant Services business processed $125 billion in Total Payment Volume in 2013, up 29% year over year on an FX neutral basis.
  • Approximately 25% of PayPal’s business is cross border trade.
  • PayPal processed $27 billion in mobile payment volume in 2013, up 99% over 2012.
    Net Total Payment Volume: Total dollar volume of payments, net of payment reversals, successfully completed through our PayPal payments networks, including Bill Me Later, Venmo, and payments processed through Braintree’s full stack payments platform during the period; excludes payments sent or received through PayPal and Braintree’s payment gateway businesses.

Net Total Number of Payments: Total number of payments, net of payment reversals, successfully completed through our PayPal payments networks, including Bill Me Later, Venmo, and payments processed through Braintree’s full stack payments platform during the period; excludes payments sent or received through PayPal and Braintree’s payment gateway businesses.

Copyright © 2002 SAT CONTROL, d.o.o.